Be more competitive thanks to improved risk management, a better supply and a more satisfactory client experience.
The data collected by the Electronic Black Boxes enables Insurance Company to profile clients depending on their driving style, the way they use their vehicle and associated risks so they can provide personalised third-party motor insurance solutions, become more competitive and introduce new pay-per-use or pay-as-you-drive models.
DATA QUALITY AND GEOANALYTICS
Specific functions that classify, geocode and georeference personal data.
Personal data is “cleaned up”, normalized and structured for geographic visualization and for integration withing legacy systems or CRM and geomarketing applications.
Data coming from various sources of the company network can be displayed:
- on interactive digital maps (Geoanalytics)
- according to performance, penetration, customer loyalty indicators etc.
Report that reconstructs the crash, providing information on the location and deceleration speed before during and immediately after the event.
A crash, identified by a sudden deceleration or by other parameters, transmits a report to the service center, containing data about the location and speed before and after the event.
Internal data can be integrated with external sources (socio-demographic, financial, statistic data etc.)
Geomarketing provides Insurance Companies with a “map vision” so they can identify and classify the various areas according to the value they produce, balance the competence areas of agents and sub-agents, create suitable offers for clients and establish budgets according to the market potential.
TELEMATICS BLACK BOXES
UbiEst provides outosourcing solutions for the installation and management of telematics black boxes in compliance with current regulations in the Insurance sector.
Telematics Black Boxes enables to record and transmit data coming from insured vehicles such as GPS positions, speed and other relevant vehicle parameters (engine on/off, airbag, etc.) so they can be processed according to the risk profiles of each Insurance Company.